> ## Documentation Index
> Fetch the complete documentation index at: https://docs.neurobro.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# Trading Fees

> What a NeuroWallet trade costs, and what the fee covers

[Plans & Pricing](/neurobro/plans) covers what a subscription costs. This page covers what a trade costs.

The short version: **one fee, quoted before you commit, that already contains every cost of the trade.** Nothing is added afterwards.

## The rate

Your trading fee depends on your tier, with a minimum per trade:

| Tier                                        | Trading fee |
| ------------------------------------------- | ----------- |
| <Icon icon="user" color="#94A3B8" /> Basic  | 0.50%       |
| <Icon icon="hexagon" color="#94ACC4" /> Pro | 0.40%       |
| <Icon icon="gem" color="#D4A537" /> Ultra   | 0.30%       |

**The minimum is \$0.25 per trade.** Whichever is larger applies - so a \$500 trade on Basic costs \$2.50 (the percentage), while a \$10 trade costs \$0.25 (the minimum, not \$0.05).

The minimum exists because small trades cost roughly the same to execute as large ones. Network fees don't scale down.

## One fee, everything included

This is the part worth understanding, because it's unusual.

Executing a trade has real costs: network gas, routing through liquidity, and sometimes moving your cash between chains. Most platforms quote a percentage and then add those costs on top, so the number you agreed to isn't the number you pay.

**We do it the other way around.** The rate above is the total. Our own fee absorbs the underlying costs so that the figure you're quoted is the figure you're charged:

<CardGroup cols={2}>
  <Card title="Inside the fee" icon="check">
    Network gas · liquidity routing · cross-chain bridging · gas sponsorship
  </Card>

  <Card title="Added on top" icon="xmark">
    Nothing
  </Card>
</CardGroup>

You never need to hold ETH, SOL or BNB to transact. Gas is sponsored, and its cost is already inside the fee you were shown.

## When the fee drops to zero

Occasionally a trade's real underlying cost is higher than our fee would be - a small trade on a congested network, or one that needs cash moved across chains.

When that happens, **our fee floors at zero and you pay only the actual cost.** We don't top it up to reach the tier rate, and we don't charge a fee on top of a cost that already exceeds it.

So the tier rate is a ceiling on what we take, not a floor. On expensive routes we take nothing.

## When a trade is too expensive to be worth it

If executing a trade would cost a disproportionate share of the trade itself, you're told the real number rather than quietly charged it. You can trade a larger amount, wait for cheaper network conditions, or proceed anyway - it's your call, made with the figure in front of you.

## Account rent, and why it isn't ours

On Solana, holding a token for the first time requires opening a token account, which needs a small deposit (about 0.002 SOL) locked up by the network. It isn't a fee - it's a refundable deposit the blockchain holds.

Here's how we handle it:

1. **We pay it for you** when you buy a token you've never held.
2. **We show it separately** as a storage deposit, so it's never disguised as our fee.
3. **You get it back.** When you sell out of the token, the deposit is released **to your own wallet** - not to us.

We never collect it. It isn't revenue, it's your money temporarily held by Solana, and it comes back to you rather than to a treasury.

## Withdrawals

Withdrawing crypto costs a **flat \$0.50**, regardless of amount or chain. No percentage, so a large withdrawal costs the same as a small one.

Cashing out to local currency **waives that fee** - the conversion already carries the payment provider's own charge, and we don't stack ours on top.

Depositing is always free.

## Perpetual futures

Perps have their own costs, because they trade on Hyperliquid rather than on-chain:

* **Withdrawing from perps costs a flat 1 USDC**, charged by Hyperliquid.
* **Depositing to perps is free**, with a 10 USDC minimum.
* **Trading fees** are charged by the exchange, with a builder fee on top.

## The referral discount

If you signed up through someone's referral link, you get **10% off your trading fees**, permanently.

<Note>
  The discount applies to **our fee**, not to the underlying costs inside it. Network gas and routing cost what they cost - nobody can discount those. So a 10% saving on the Neurobro portion, not on the whole trade.
</Note>

That's the same fee your referrer earns a share of, which is why the discount can only touch our part of it. See [the referral program](/neurobro/referral) for the other side.

## Lowering what you pay

<CardGroup cols={3}>
  <Card title="Upgrade" icon="arrow-up" href="/neurobro/plans">
    Pro drops you to 0.40%, Ultra to 0.30%
  </Card>

  <Card title="Hold \$BRO" icon="coins" href="/neurobro/plans">
    1,000,000 \$BRO unlocks Ultra, and its rate
  </Card>

  <Card title="Use a referral" icon="user-plus" href="/neurobro/referral">
    10% off, permanently
  </Card>
</CardGroup>

Trade sizing helps too: because of the \$0.25 minimum, several small trades cost more in total than one larger trade of the same value.
